Congratulations on taking steps to change your financial future. At the moment 90% of people in Australia are competing for 10% of all the wealth out there, yet 10%, of the wealthiest in the world have 90% of all the wealth! Does this make a lot of sense to you?

So what’s the difference? It is the information and financial advice we have been given, our financial education. This is the reason we have developed this site. To be able to access the best financial planners in Australia who can give advice that can help you achieve your financial goals.

Maybe your goal isn’t to be one of the top 10% richest people in the world. However not relying on a job, would be a good start. There is no problem with a job, but anyone who has been redundant or worked for a company that is not around anymore would tell you, that a job is not safe and secure anymore. If you’re under 30, do you really see yourself working until you are 70-75? If the answer is no or you want options besides a job or the government pension then fill in our form

Why use this site to access your Financial Planner?

That’s an easy question to answer when you look at the reasons people get divorce or have bad health like anxiety or stress. The number one reason people get divorced is money. What causes most financial stress is not knowing the way to get yourself out of a financial hole.
Maybe this doesn’t apply to you and you are a tradie or a medical specialist, a lawyer or a highly skilled professional and don’t have time, to look into 10 financial planners to make a decision of which one suits you best.

Trust is a big problem as well. How can you trust a financial planner to take care of your money or financial well-being, moreover do the right thing by you? But finding the right financial planner is not as easy as many people expect. Your friend’s financial planner may not suit you, just like your friend’s plumber may not suit you. There could be distance and location problems, skill problems- your need a plumber to fix a roof, yet your friend only knows a plumber that does airconditioning, there could be a personality problem- you don’t get along and the list goes on and on.

Why Not Give It a Go?

Check us out and if you’re not truly impressed, let us know. Fill in our two-minute form now. It’s our reputation on the line

What do you want from your financial adviser?

All the financial advisors have been given a rating by the people like you and we also do random feedback calls on the clients to see how they found the experience. We will not refer you to a financial planner that isn’t loved by his clients.
Finding a financial planner can be tricky and you do not have to do it by yourself. Let us find a financial planner for you today. All you need to do is fill in our 2-minute form and enter minimum details and tell us when you want to meet your financial adviser and we will do the rest. It is that easy!

Important to Understand Where you are Headed.

What do you want to be, do and become? The problem is thinking big, dreaming and thinking of endless possibilities has mentally and sometimes physically been beaten out of you! True or true?

So here is some questions for you:

1. Where do you want to live in 1, 3 and 10 years?
2. Do you want to travel? Where, for how long?
3. When do you next want to travel?
4. Was sort of car do you want to drive?
5. What sort of income do you want to have in 1, 3 or 10 years?
6. What will prevent you from achieving your dreams and goals?

Our Financial Advisors are not just about investing or life insurance

As you must know, financial planning is not just about investing or life insurance. That is only a small portion of your financial goals. Our financial planners can offer you the basics but want to look at the whole financial situation. A doctor wouldn’t look at a cough in isolation when diagnosing.

Our financial advisers will give you a financial plan that covers sound advice on:

• insurance
• estate planning
• debt management
• retirement planning and transitioning to retirement
• aged care and aged pension
• investing
• financial strategies to reduce tax
• funding your children’s education
• saving up to buy a home
• Or starting a business
• If you love giving to charity

Your goals should have target dates and should be regularly updated. Within your lifetime your situation is going to change and so should your goals. We would suggest as a bare minimum reviewing your finances on a yearly basis. A good financial planner should be able to do all these by understanding your goals and helping you reach them in the most efficient ways. Your relationship with your financial planner should be a comfortable one, in which you can ask all the questions and get honest answers.

If you want the honest answers and want a financial planner who can do it all, fill in our form. It’s our reputation on the line.

How Much Does a Financial Planner Cost?

…and how much do you have to invest to use our site?

There is no cost to you to use our site. The only thing we ask of you is to only fill in our enquiry form if you are genuinely interested in changing your financial lifestyle for the better. We get paid by the financial planners as they are member subscribers to our service.

We are not affiliated with a bank, credit union, advice businesses (some of these are owned by the banks anyway) or to any one financial planner. They are all charged in the same manner and we don’t give special privileges to one financial planner because they access a larger portion of good people like yourself.

We will give more potential clients to financial planners who show they have integrity, honesty, have provided consistently amazing customer service, shown great results with their clients (although past results don’t guarantee future results) and are backed by an association they require them to maintain minimum standards like the FPA.

Advice that is truly independent is advice you can rely on and trust. If you want to see what we can do for you, fill in Matching Form. It’s our reputation on the line.

What should you expect from your financial adviser by using this site?

The first thing you should expect is for your financial planner to immediately give you the comfort you have made the right decision. If you don’t get that feeling let us know and we will match you another financial planner.

Meet face to face or Virtually

A financial planner will need to meet you face to face or through Zoom/ Virtually. They are unable to give you advice verbally. The advice they give is through a document called a statement of advice. They don’t need to meet you in your home, however, this is the best place for you to feel most comfortable. They are happy to meet at their office or your workplace, however with almost 100% certainty if they meet your office, you will not be able to utilise their services to their maximum. It is best at their office.

Have all people involved in your financial plan.

The next thing a financial planner will ask is to meet you with anyone else who is involved in the decision. Of course, this could be your significant other, partner, business associate or family. We ask you to make sure when you indicate the time you would like to meet on the two-minute form, to make sure this suits your significant other/ business partner etc. The average Australian works for 50 hours on average, the last thing we want for you, is for there to be unnecessary meetings or double-ups. We want to respect your time and we hope you would respect the financial advisors’ time as well.

A phone call before your meeting

You can let us know the date and time you would like to meet before meeting them. Generally, good financial planners will want to phone you up initially to make sure you are ready and prepared to meet them. We make this call for them. They will also want to make sure they don’t waste your time and have a meeting for meeting’s sake. They will go through in more detail what information to have ready for the meeting. This would include:

• Superannuation statements
• Insurance documents like life and income replacement policies
• Investments and savings statements
• Your goals and dreams
• Mortgage and loan documents
• Your assets and liabilities
• Wills and Power of Attorneys if applicable.

They will ask you some questions like what you are looking to get out of meeting them and if you have a job. They just want to make sure they are going to add value.

Pre-meeting communication

Generally, good financial planners will send you some sort of communication pre-meeting to prepare you for it. Some may even send you a video introducing them and what to expect. Either way, this further reinforced what they have said.

You’re in control

This is your site and we want this to work for you and your friends. We ask if you love this site tell your friends. If you don’t love this site tell us in the contact us area or by contacting us. We would love your feedback on the information contained and how easy this site is to navigate. If there is anything we can do better let us know. We wish you luck and remember after you have seen your financial advisor, let us know how you went. It’s our reputation on the line.

We know what to look for in a financial planner and we can help you get educated as well. When choosing a financial planner, you should ask the following questions: Are they part of an association? How long have they been in business? What are their areas of specialities? and; What is the feedback from their clients?

You may have some knowledge of the industry but the average Australian works 50 hours a week. What they don’t tell us about is the amount of time it takes to travel to work. Now if you’re in Sydney, Brisbane or Western Australia, your travel time can be 2 plus hours one way. Now we can all read a good book or play a game on our phones while travelling, but does anyone want to waste their time checking out financial planners. Most people find this activity laborious. Let us eliminate the hassle altogether and leave you more time to spend with your family and your own personal interests.

If you could access the leaders in the financial planning industry would you? There are thousands of financial planners out there and you would be amazed to learn some are not even qualified to give advice and some have been suspended from their association. We can help you avoid these people by eliminating them altogether from being the financial planner we would ever refer.

While past performance does not guarantee future success, it is a good indicator. Let us know your dreams and financial goals on the two-minute form, you’ll be glad you did.

We want you to save your time by making sure you are really serious about seeing a financial planner. Below are some things which will help you make the right decision about using this service.

Please do not fill in our form if you are just checking this site out. We don’t want to waste your time and prevent a financial planner from seeing truly interested clients that want to change their financial future. Please feel free to subscribe to our newsletter and we will be happy to connect you with a financial advisor when you are ready.

It is important to know what a financial adviser can and can not do. For example, if you are 65 and have nothing in super, there isn’t going to be a lot a financial planner can do to help you retire next week. Also if you don’t have any money or income whatsoever a financial planner may not be able to make much of a difference in the short term. Financial planners are looking for short, medium and long term results for their clients. They will look at everything from Budgeting Cash flow management and salary sacrificing Protecting your lifestyle and family Consolidating super and investment options in super Assisting with a Self-managed Super Fund Investments and managed funds Retirement planning Government benefits for retirees, semi retirees and potential retirees Transitioning to retirement Aged care Wills and succession planning

Highly-paid and skilled workers would benefit the most. They will benefit from strategies like:

Being tax efficient
Putting money away for a rainy day
Protecting lifestyle and income should something unexpected occur
If there is enough in super, a self-managed super fund.

Without knowing your personal circumstances, it would be best to get a skilled financial planner to create a successful strategy for you. Of course, you don’t need a big wage to make a huge impact and set yourself up for the future. If you don’t want to rely on the government in retirement, you should fill in our two-minute form.

You’ll be please to know it is free. We get paid by the financial planners, however, this site is completely independent of anyone financial planning business or a bank.

We do reward financial planners for giving our clients great service. If you use one of our recommended financial planners and they give great service, you should let us know. This is because, at our expense, we will give that financial planner additional clients as a reward. This is to further ensure you have been looked after.

In general, there will be an investment to use a financial planner. This can be either a direct or indirect investment. What we don’t know is the cost to you, if you don’t use a good financial planner- like the ones available on this site. Imagine the cost to you if you invest in the wrong products, use the wrong financial planner or set up the wrong strategy and lose money. We would suggest you fill in the two-minute form to make sure this never happens.

You should expect that you will be treated with respect and care. We will refer you to between 1-4 financial planners with your permission. We will only add your name to our newsletter if you ask.

You should expect based on the technology of this site, to get the best financial planner to suit your situation, location, employment and circumstances. The financial planner we recommend will be professional, knowledgeable and can drive you to your goals.

You should expect to feel relaxed and assured you have made the right decision.

From the date you lodge your enquiry, you should expect a financial advisor to call you within two business days of making the enquiry. At this time they will confirm your appointment time and advise you of the next steps. There will usually be about two meetings as a minimum and there could be more. The best-case scenario would be that your financial situation could be totally changed within a week, but longer in most cases.

This is your site and was made with you in mind so any information you tell us will help build a better site and result for you. If there is a way to make you a raving fan, please fill in our contact form and if you have loved the experience, please be sure to fill in our testimonials and feedback page.

Through the whole process, you will be encouraged to provide feedback about this site and about your planner. Doing that will help refine this process for others and make sure your planner is deserving of other clients.

It’s free eliminates worry and helps you get the best opportunity for your financial future, which is what you deserve. Fill in our two-minute form, be willing to see a financial adviser and let us know if we have surpassed your expectations in our feedback form.
You’ll be glad you did.